> > they want to hand a passkey to a family member or friend
> ..... Why? What's the use case here?
This is the problem, if you can't even imagine this case. Someone in their 70s who isn't great with computers would likely be very happy to share their password with a tech-savvy child who can do some things for them. Passwords make this really easy, and you can even register a second MFA that goes to the child's phone/TOTP.