I like index funds so much , that everything else feels a time / effort waste even though I am aspiring to be a programmer , maybe that's partially why I don't see much reason in crypto.
I just think of index funding 80% + bonds 20% or maybe 100% index fund into my own country index ,and maybe having some backup money in need , probably in a liquid fixed deposit or having multiple bank accounts and giving them all the maximum amount of money which is guaranteed to be given to me if a bank fails by the govt. , probably 10k$ is enough in my country or maybe I am still over estimating.