“The benchmark was calibrated using both mileage (driving exposure) and residence zip-code (geographic region). Specifically, only the claims associated with vehicles registered to addresses (i.e., where the insured resides) within Waymo’s operating zip codes in San Francisco, the Phoenix metropolitan region, Los Angeles, and Austin were included.” Page 11
“Waymo also almost exclusively operated on surface streets (non-access-controlled freeways) with a unique distribution of driving that is representative of a ride-hailing fleet. In contrast, the benchmark represents the privately insured driver population that resides in these geographic regions. The associated benchmark mileage has more freeway driving than the Waymo ADS.” Page 26
“Including freeway driving makes this benchmark crash rate artificially lower, so, by including freeways in this study’s benchmark, the benchmark crash rate underestimates the true driving risk of where the Waymo ADS operates.” Page 26
“Four claim frequencies were independently calculated for vehicles within Waymo’s operating zip codes in San Francisco, Phoenix, Los Angeles, and Austin. Thereafter, these frequencies were proportionally weighted according to Waymo’s mileage distribution across these four regions. This resulted in the definition of a benchmark driving population which had driven the same driving distribution across geographic regions as the Waymo Driver.” Page 12
“Waymo also almost exclusively operated on surface streets with a unique distribution of driving that is representative of a ride-hailing fleet… Due to all three of these limitations being expected to artificially suppress the benchmark crash rate (underestimation), the benchmarking results in this study are considered to be conservative.” Page 26