I agree with your observations, but I'd suggest it's not so much about domain (though I see where you're coming from and don't disagree), but about volatility and the business lifecycle in your particular codebase.
Early on in a startup you definintely need to optimize for speed of finding product-market fit. But if you are successful then you are saddled with maintenance, and when that happens you want a more constrained code base that is easier to reason about. The code base has to survive across that transition, so what do you do?
Personally, I think overly restrictive approaches will kill you before you have traction. The scrappy shoot-from-the-hip startup on Rails will beat the Haskell code craftsmen 99 out of 100 times. What happens next though? If you go from 10 to 100 to 1000 engineers with the same approach, legibility and development velocity will fall off a cliff really quickly. At some point (pretty quickly) stability and maintainability become critical factors that impact speed of delivery. This is where maturity comes in—it's not about some ideal engineering approach, it's about recognition that software exists to serve a real world goal, and how you optimize that depends not only on the state of your code base but also the state of your customers and the business conditions that you are operating in. A lot of us became software engineers because we appreciate the concreteness of technical concerns and wanted to avoid the messiness of human considations and social dynamics, but ultimately those are where the value is delivered, and we can't justify our paychecks without recognizing that.