I mostly agree. I don't think its cowardice most of the time though. Its that laws now favor criminals if you attempt to do anything yourself. Its become public policy that "rich" people buying things can simply absorb the loss and the police don't even have to do anything because no one bothers to report it. The police win because crime stats go down, thiefs win because they get the goods, the victim absorbs all the cost and if they try to do anything the victim goes to jail for whatever charges that made the police have to get up and work.