On the west coast or northeast it would be very surprising to hear someone say it.
I also hear people say "folks" when that is also borrowed from Southern US English
I say y'all because it has one less syllable than the other options while retaining clarity
I wasn’t raised to say it, and unfortunately I’ve got this lingering association with southern racist / ignorant hillbillies usage the term. “Y’all better get along now y’hear?” So it always feels weird coming out of my mouth.