Our lives do an unbelievably good job of teaching us endless unteachable lessons. What if life as we know it is, for instance, little more than a day's lesson in another reality? Or a day of a gaming? Perhaps a test of character for some sort of role? There's no reason to assume time, and life expectancy as we know it, are universal truths. Even within our own reality the rate of the passage of time is variable.
The only problem I have with the simulation hypothesis is it being turtles all the way down. Imagine you pass from this world only to 'awake' in another. How does the exact same simulation argument not just apply yet again? It seems fundamentally unfalsifiable and circular, but I suppose that is standard for any explanation of life.