If you're paid 50k, you're paid 50k - the feds don't care what you do with it (well, they do, but you know what I mean). You most likely qualify for significant ACA subsidies at that income level though, probably ~>50% depending on the plan; if you want to go this route the annual enrollment window is currently open and you have until January 15 to sign up.
Since it sounds like the income isn't actually doing you any good, you could potentially just reduce it (to ~<35k) and qualify for Apple Health. It would be basically free but might be accepted by fewer doctors. There's no enrollment window limitation for Apple Health so you can do this at any time.
(Not a lawyer or accountant.)
Oh also someone mentioned tomorrow being a deadline for ACA - that's only for coverage beginning January. You have one extra month and coverage will just start in February instead.