FREE is not a "fucking premium" you have to "pay" to get your device serviced! And this is for the lifetime of the product!
Not that Apple products require service, but when they do Apple provides a premium service- a global network of stores that will replace even motherboards in 30 minutes. (Something no other manufacturer does, and very important for travelers who don't want to send their computer back tot he continent where it was bought.)
Sure, I'm including the cost of Applecare in the price here, and calling the service free, but Applecare is cheap and very, very often Apple will replace things out of warranty, again, for free, because most of the time something does go wrong it is due to an actual defect (e.g.: the NVIDIA chips that were failing a few years back after being used for a couple years.)
3 years is the lifetime of the product for me. And these days after 4 years the product is generally obsolete.
There is no "premium" you have to pay-- you just get premiums service at the minor cost of the extended warranty (which I'm sure has nice margins, but still is the best deal out there.)
So how can you say Apple is overcharging when nobody else offers as good a deal?
EDIT: Of course pointing out hat Apple offers a free global service network - something others don't offer at any price- being a statement of fact, is being down voted by the apple hating hordes at HN. I know, I'm not allowed to point out facts that disagree with the predominant ideology. This just proves to me that this is not a place where intelligent discussion can take place, and you guy are just a waste of time.