https://peterattiamd.com/stuartmcgill/
What you'll find with imaging for those structures is that many patients appear to have abnormalities or apparent pathologies, including patients who don't have any pain. So while MRI can be helpful for diagnosis and treatment it isn't necessarily definitive.
There is always going to be a resource allocation and care rationing issue with expensive services like MRI. Other countries with socialized healthcare often have long queues for non-emergency MRIs. In fact, we often see affluent Canadians coming to the USA as medical tourists to skip the queues.
You could order MRIs for every back pain complaint, which would improve outcomes for some % of patients, while probably worsening outcomes for others (due to red herring findings that lead to unnecessary treatments), but at what cost? Who will bear this cost? Regardless of health care system, someone will have to. Most back pain self-resolves with home care, so it makes sense to try that first, unless you have reason to suspect severe trauma that needs immediate treatment (e.g. the patient just fell off a ladder).