So if the liar speaks of "all my hats" while having none, that is deceptive. I would consider it a lie.
[1]: https://blog.bryanbibat.net/2013/01/02/programming-joke/
Also somehow saying she's my favourite wife was a problem, and yet "least favourite" was worse. Honestly!
A wife asks her programmer husband” on your way home, can you swing by the store and buy one carton of milk, and if they have eggs, get six?”
It’s funnier and more relatable to programming if he comes home empty handed, crashes the car into the garage door, and says, with perfect alacrity, “six what?”
"You can give me the loan, I don't own any companies that have less than 1 million in assets"
Mere deception is not lying. (Though it is dishonest.)
A mere untrue statement is not a lie. (Though it is conterfactual.)
But to lie is to (a) state an untruth (b) that is intended to deceive. Absent both conditions being satisfied, you're not dealing with a lie.
There are other forms of dishonesty, but not all of them are lies.
But conflating dishonesty with lying is harmful, because once you do that, you give ammunition to people who employ dishonesty in instances that don't involve lying, because if everyone is taking it as a given that dishonesty and lying are the same, and they can show that they weren't lying, then they can argue they weren't being dishonest. But that's wrong since dishonesty and lying are not synonymous—people can still be dishonest without lying—and, again, it is the dishonesty that is bad.