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> “I have money and I have a person’s name and address, how do I send money to them?”

Send a cheque?

I don't know about other places, but here there's no bank that will turn that slip of paper into real money. I've never even seen a cheque or chequebook in person, it's almost exclusively mentioned by Americans (In my experience)

the last two payments I sent by cheque here in France got processed, one by the national electricity provider for about 50€ and the second by an association/company (I'm not sure) for 200€. The last cheque I received, in 2021 (my grandmother reimbursing me the gas refill I did on her car one week before she died), got processed for free by my bank.

But I don't think the chequebook I have can be used to sent money to someone outside of France. And I only have a chequebook because that's how I have to pay my electricity bill.

>But I don't think the chequebook I have can be used to sent money to someone outside of France.

I suspect if you sent me one, my credit union would figure out how to get me the money eventually.

I got a cheque for $5 once. It would have cost about $40 to cash it.

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