Suppose you're living paycheck to paycheck and your car breaks down.

Lose my job - yep

Lose the ability to get a new job - no car

Burn all my savings and assets - you couldn't pay to fix your car, so you have no savings or liquid assets

Burn all my familial relationships - hope you didn't turn to (or increase preexisting) drug use due to ^

Burn all my friendships - ^

Get rejected by all social welfare programs - easy, be male and addicted to drugs

There you have it