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>People do not have a right to other people's labor

Oh god not this nonsense "you're enslaving the doctors" argument.

By the way, insurance companies don't provide health care. They're a financial layer set to extract profit from those who need it, and United Healthcare seems to be the best at it.

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That is not, in fact, what insurance is.

It is not what insurance should be, but it is in practice what private health insurance is.

Insurance is an attempt at statistical multiplexing of a financial resource whose profit taking mechanism is investment of float, and management of spread, leading to perverse incentives when it comes time to actually pay out.

As statistical multiplexing usually does, it improves things somewhat when you can't grow things larger, but when done for-profit with dividends, often disincents actually solving the capacity problem.

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