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Or they inherited a home and can barely afford insurance, taxes, or upkeep on it. So they could afford to live there but couldn’t afford to buy it.

Barely is not can't. You either can or you can't. If you can't, you get kicked out of your home and they auction it off to pay for the taxes.

It happens. It's disgusting when it does. It IS a problem.

But it's not happening to half the country. That's nonsense. And when you say nonsense, it keeps others from taking the problem seriously.