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None of those qualities are true of crypto currency. It is not anonymous with bitcoin, it is not final as with tether, and KYC makes it not censorship resistant either. And for all this it has fairly high tolls too. Crypto is not a currency used for trade except illegal trade. It is a greater fool scheme.

I've made purchases with monero that were anonymous and final. From memory the transaction fee was something like 10c. Worth every penny.

All of the numbered qualities listed are true of some cryptocurrency, and it would be easy for the Fed to issue a CBDC that has all of them.

In fact all but one (tolling) are event true of BTC

Tolling on cryptocurrencies is absurdly high.

About 6c per transaction on monero.

https://bitinfocharts.com/comparison/monero-transactionfees....

I paid multiple orders higher fees when I bought lunch today.

In most developed countries outside the US, electronic bank transfers and payments fulfil 1 and 3.