I’d understand it as an inherent consequence of a socialised healthcare system and, because this isn’t my first day, know that policing for the purpose of reducing socialised healthcare burden is ultimately nonsensical and futile because there’s simply no appropriately place to ‘draw the line’.

If you aren’t for paying to remedy behaviour that someone considers ‘reckless’ then you don’t truly believe in socialised healthcare, because everyone has a different idea of “reckless”, and beyond that, socialised healthcare that doesn’t cover people living life to its fullest isn’t really socialised healthcare.

All you’re really doing is having realisation about your true political leanings. This really has nothing to do with the original topic.

I think you answered your own question by admitting that you no longer used the device recklessly after that event. Clearly money was not the factor in helping you learn the lesson.

Our bodies have a built-in mechanism to discourage recklessness, which is pain. That is the cost of recklessness, and all adding financial costs does is make people who genuinely do need medical attention think twice about getting it.