Instead, you can do something like "cat /proc/$$/mounts" - that will check the mounts file directly, from location like /proc/14102/mounts. That location is much harder to bind-mount over, as there are many processes and process IDs are hard to predict.
That said, to bind-mount, malware must have a root; and if malware has a root, it can do much better than playing silly tricks with bind-mounting over /proc - it can load a kernel rootkit to hide itself very effectively. That's why all investigation of potentially compromised machines must be done from known-clean OS.
Unfortunately, yes. 'bind' allows mount to bind over individual files and not just directories. Which is a little bit insane.
In any case, if you are suspicious, 'umount /proc/mounts'. It either returns ok or it returns "umount: /proc/mounts: not mounted."