It’s hard to get your license suspended! You have to severely screw up, usually more than once. If you depend on a personal vehicle for your livelihood, you should avoid it!
Going out on a limb and guessing people for whom losing a vehicle is existential have the same executive-function issues as someone who will get their license suspended and then drive on it. (Also, poverty. Registration and renewal costs money.)
Depends a lot on jurisdiction. Was pretty easy for me to get my license suspended twice in Maryland some decades ago.
You can get your license suspended in many places from nonpayment of parking tickets or even something completely unrelated to operating a vehicle like child support. Its not just getting points on your license from a bunch of speeding tickets.