100% out of touch, yes, but not wrong. Before kids I had the same exact sentiment, and now, with kids, I still do.

Raising a family is a choice, and that choice should be made deliberately, considering all aspects, including financial impact.

It is no more the responsibility of the employer to consider the family of the employee anymore than for them to consider if the employee is a gambling addict, or spends frivolously on OnlyFans subs or funko pop collecting.