>heat pumps are kinda awful
Heat pumps work great under the right circumstances. In cold climates like Boston and north of it, ideally you want ground source, which means digging deep (or wide) holes to flow water through instead of just pulling heat from outside air. Alternatively, (or additionally, ideally) they're best used in homes with very tight air envelopes, good insulation, and heat/energy recovery ventilation (HRV/ERV) systems. Installed in radiant heating systems in well-built houses, heat pumps are fantastic and you'll be comfortable all year for pennies on the dollar.
The reality is that most (US) construction, especially older, is just terrible in terms of air seal and insulation. Couple that with a potentially undersized air-source heat pump, which gets inefficient as the outside temp gets near the low end of its operating range, and you will not have a great time. But even then they are a good way to supplement gas heating, so you can limit furnace use to the coldest weeks of the year and do the environment a favor, as well as cool in the summer.