Can banks trivially violate this by making you agree to something in their fine print or terms of service?
> The rule prohibits data providers from making consumer data available to third parties through screen scraping and it requires that businesses delete consumer data when a person revokes access.
They should be forced to delete it and also from any vendors, contractors, partners, customers, etc (like data brokers they sell to.
> "Enabling secure transfer or sharing of financial data will incentivize financial companies to compete for customers by providing better interest rates and customer service.
They’ll find other ways to make it hard to leave. For example by tying their products together with minor conveniences or pricing. Such bundling is a common anticompetitive tactic.