> everyone in this thread just willfully ignoring what I've been saying about needing multiple (privacy incompatible) channels of data to be able to trust these login methods that aren't passkeys?
I have reread your top post a few times and I think I'm starting to understand your point. To highlight the core part:
> State of the art in industry is basically trying to understand every action that is happening on a device
I wasn't aware that this is happening. And I can understand why fintech companies engage in this invasive practice. However, I never used SMS as a second factor, because I know that it is unsafe. I use hardware tokens, because I care about security. I know that many people do not care about security and it is your job to catch them before they do something stupid. I understand why you like passkeys so much.
But the original point remains: Resident keys are not necessary. Big tech is propagating resident keys. But they could easily use non-resident keys and offer remembering the usernames for the different sites like password managers do it today. It would be an easy win for everyone.