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If you setup a "payment agreement" between yourself, the gym (or any similar service), and your credit card, you should be able to cancel that agreement and the subsequent services that agreement entailed through your credit card. The byzantine and manipulative things that gyms do are, in part, because we basically let them control the cancellation process.

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It may be different now, but Planet Fitness used to ONLY allow you to set up ACH payments (e.g. bank routing and account number) and then only allow you to cancel in person. You can't dispute because it's ACH.

It's the same now, but actually worse. For me I had to mail-in a cancellation request. They can't cancel it at my gym.

I asked about cancellation policies before joining and when I found out about the mail in cancellation policy I literally laughed in their faces and walked out. It's obvious abuse.

I agree. In Australia we have much better banking than the US (instant free transfers between all banks), but you still can't cancel a recurring payment thru your bank like that. I had trouble cancelling a gym earlier this year.

When I lived in the UK and I wanted to cancel my gym, not only can you cancel the recurring payment thru your bank app, but the gym's website said that's how you should cancel.

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