Anyone have a prediction whether digital only financial institutions are a thing in 10 years?
With what AI can do now in presenting itself as a human better than most humans - not sure how you could possibly identify humans at scale…
With what AI can do now in presenting itself as a human better than most humans - not sure how you could possibly identify humans at scale…
Maybe governments will create real digital IDs and ubikey like devices and also backed up by phone 2fa etc. The more accounts you need to hack to impersonate someone the harder these attacks will be.
I think purely digital ones will not survive due to stricter KYC guidelines that could come.
But expecting much of any service outside KYC and maybe largest transactions is fools errand.