(For the passenger angle)
I don’t think the limiter to mars is cost to orbit: - Having a vessel where people can live for a couple of years - finding someone willing to take the (most likely) one-way ticket to mars - all the challenges of having a mars habitat. Radiation, dust, etc
Reducing the cost: sure, starship has only been launched with no payload so far so the numbers are yet to be determined… and it’s only impressive (theoretical) numbers are to LEO.