Despite my bottomless hate for PayPal, I’ve been keeping my account active because there was always some worse option to give your credit card number to.
But with Privacy.com, I’m finally ready to let go.
But with Privacy.com, I’m finally ready to let go.
No, actually they don't, unless you do something fraudulent. If you cancel your subscription legitimately and then kill the credit card, you've just made sure there aren't any "accidental" charges.
In my experience, they say "your credit card is failing, please give us another one." Because credit cards fail all the time. It's not Red Alert.
You go to the page to change your credit card, and THEN you usually can find the "cancel my account" link. As long as you're not still using their service, you don't owe anything. They cancel you, and that's that. No collections agency.
If someone has an actual event, not a hypothetical, speak up.
(and it's often faster checkout if I don't have my CC details handy)
That being said, there's quite a bit of competition these days from BNPL vendors (klarna, afterpay etc.). I don't believe they are any more virtuous though...
My parents would avoid using a credit card in some restaurants and (less often) at remote petrol stations.
There are a surprising number of online shops that rolled their own payment processing (or at least seem to be). So it's more akin to entrusting a shop with a photo of both sides of your credit card and hoping that this photo does not get into the wrong hands.
Here's an example of this happening where drivers licenses were exposed via an open AWS S3 bucket: https://www.itnews.com.au/news/over-54000-scanned-nsw-driver...