Dying broke is a goal for many people. And a lot of people who earn a lot of money still end up broke because they never really learned how to manage it and are easy manupulated by "managers." See esp. professional athletes, celebrities, musical artists who hit it big -- anyone who jumps from near or actually in poverty to very wealthy in a short period of time.

I am sure that there is no shortage of developers who hit a big payday at a FAANG or startup and then spent like it would never end.

Dying broke is the optimal way to die.

The definition of broke could be the residual after the planned distributions to heirs. Or if no heirs, dying flat broke makes the most sense. Getting there is tricky.