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The native app won't work though. The problem alluded to by grandparent comment and in linked-article.

My bank doesn't even have a web portal, it's app-only. This is remarkably common in the UK, birthplace of Monzo, Revolut and Starling.

Then change from the bank equivalent to MVNO into a real bank with a website.

Presumably this is about apps which are required for authentication, even in the browser version.