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Healthcare providers getting fat paychecks from all the treatment from accidents, or in later age prolonged lung cancer treatment? Funeral services?

Or maybe just bike sellers being happy to sell junky overpriced fashionate ebikes that will drop embedded non-replaceable battery's capacity significantly within few years (or replace them for exorbitant costs).

With the right mind the world is there to screw over, just look at the politicians and other high functioning sociopaths.

An excuse to pay less cash to employees?

That’s really not how it works

That it provides greater benefit to the better paid employees and is inaccessible to the people trying to find work?