With 3.6B people in the workforce I'd argue there isn't a billion people in need of a computer, not to mention an ai subscription plan. I'm of course assuming most subscriptions for ai are work related.
I also pay for better AI. My - and probably your time - and the time saved by using superior tooling, is worth far more than the meagre few dollars spent each month on some subscription.
You're stepping over dollars to pick up dimes.