Someone about four feet tall can easily walk past the rear of my car and aside from the half second of them in the side mirrors (which I can't see if I'm looking backwards anyways) there's no way I'd be able to see them looking backwards. But the ultra-wide angle camera mounted low on the gate I'd see them easily.
Plus, with the position of the camera at the end of the vehicle and its FOV, there are angles I wouldn't possibly be able to see with a car parked on either side of me. Coupled with radar sensors able to detect cross traffic before its even possibly visible in that situation the sensors greatly enhance by ability to see the situation than if I was entirely relying on turning around.
I do turn around while reversing, but more of just a double check of the overall scene. Same with double checking side mirrors while reversing. But a large amount of what I'm looking at is the screen.
This is really a big part of the reason for them. Newer cars are all aerodynamically contoured and this results in a high rear deck and a shallow angle on the rear window. It's much harder to see behind the car.
I still turn my head and also use the wing mirrors to reverse. It's habit and I find it easier than looking at a screen.
I would blame my (pretty small) commercial driving experience. But no, not really. Before I ever took a Smith System course, I would have had trouble understanding this. I'm regularly concerned, to say the least, at the complacency/obliviousness I've seen. I don't get how someone could be comfortable with not having active situational awareness of these things.
And that's the only way I can imagine it being a realistic concern that children or other drivers will suddenly and unexpectedly appear in their path. Which is the only serious kind of thing I can imagine those camera FOVs helping with. Which they shouldn't have to, because people should be cognizant that backing is one of the more risky parts of driving in terms of likelihood of any kind of collision during it, so they should be on guard -- not merely as they are backing up, but the whole way to the car. Any children in the area should be easily noticed -- unless they are lying in wait on purpose for some reason -- and positive knowledge of their locations should be actively maintained until backing is done. Nearby cars parked but still running, or with people getting in or out of them, etc., should also be fairly trivially observed and noted. If positive awareness has been broken, then so has confirmation of a clear path, and in that case it's completely reasonable to go as far as getting back out of the car and walking a few steps and taking a couple of seconds to evaluate who is within "reach" and what they could conceivably do to screw up your day in the time it takes you to get out of the parking space. It seems like it isn't that much of a reach to do some simple due diligence that should, in a ideal world, make the backup camera a solution in search of a problem.
I don't know if you're a network person or what (in 30-second hindsight, networking knowledge may not be necessary to understand the "metaphor") but often it feels as if I'm on Collision Avoidance and everyone ("everyone") else is using Collision Detection.