The truly elite private schools in the Bay (Castilleja, Harker, Athenian, Stuart/Convent Hall, Town, Hamlin, Menlo, College Prep, Head-Royce) cost around $60k-90k/yr per student.
> you live in a different world than most of us
Probably.
Benefits of a dual income household with both earners making mid-6 figs base and fairly hefty bonuses (and equity), and both of us reached this point by our mid-20s.
This is a very common household structure in the Bay Area.
Your neighbor might be HNW or UHNW and you wouldn't even know it.