There’s no such thing as a reasonable quality of life on an average income anymore. People who don’t prioritize money will live like poor students for the rest of their lives renting with roommates. They will never have a family, healthcare, hobbies, or respect from their community.
Stop pretending that not prioritizing money is an option. It’s incredibly condescending. In most parts of most developed countries you need at least a top 20% income just to live with dignity.