I have a fairly deep expertise in the area. Masters level work in machine vision, many years of robotics at Unimation, IBM, and CMU. Current hacking on LLMs. I have programmed for 53 years.
FSD is "indistinguishable from magic".
This thing drove from my house to the destination and back without a single event. It has never seen either path. It handled stop signs, traffic lights, country roads, a flock of birds in the road, highway entrance/exit, directional traffic lights, traffic merging, speed adjustments, lane changes, rain, etc.
I am beyond impressed.
As for the "safety issue", my Y has airbags on the steering wheel, knee, and "curtain airbags" on the windows and seats. The Y has the highest safety rating available. It won't roll over easily. The passenger compartment is well isolated from front/rear collisions. Plus it apparently has emergency braking if a collision is likely.
In all possible circumstances even humans get confused. Two weeks ago I had a turkey fly across the hood of my car. I didn't know turkeys could fly. I thought it was a boulder at first. So FSD can't be perfect. But it is damn good.