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Using caps doesn’t make this affirmation any more true.

While you’re correct that it does massively help, money is only a resource, which you can use to trade for a lot of things, but there are people, things and abstract concepts that money can’t buy.

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Money buys recovery from failure, which is a double-edged sword. It doesn't buy the ability to learn the right lessons, and eventually the money teaches that failure doesn't really matter, because there's always another chance to get it right.

Which is why it is probably better to be just constrained enough financially that your first attempt really matters to your bottom line, but have enough to be able to pull it off.

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