how can you extract $99 worth of value out of an IDE that would not be a loss for not using another free option? I expect to extract thousands of dollars worth of an IDE, at least, monthly.
I'm not sure how to answer your question, but can say with authority that you're free to extract as much or as little value out of it as you'd like.
The math isn't that hard.
But not knowing how to answer explains well the lack of reasoning in your first statement.