I suspect most users are not racing. They're probably driving a comfortable 80mph in 65mph and just don't want to get a ticket for a completely reasonable speed in a modern car.
Doing 95 in Oakland? Take the car and crush it for all I car. Doing 95 out in the middle of nowhere with no one or nothing but yourself to hurt? Don’t let me stop you.
You pitch 10mph speed difference as if Louis Hamilton is out on the road flipping cars left and right.