"Fully self driving but a human has to watch" is nonsensical. Responsibility for observing the road and making decisions is a very important and inseparable part of driving. Mechanistically manipulating the steering, brakes, and accelerator is not the hard part.
https://www.sae.org/blog/sae-j3016-update
Vehicles with levels 0-2 of driver support are never self-driving at any moment of operation. These systems might be able to manipulate the controls of the vehicle, but they are not good enough to make decisions without constant supervision at all times.
Level 3 is partial self-driving, where the vehicle can assume responsibility for driving under some narrow circumstances.
Full self driving doesn't happen until level 4.
I think the reason that there's no decimal points is because J3016 is really a road-map of the milestones on the way to full automation, not a buyers guide.