1. You don't get a voltage spike when you disconnect an inductor. The field collapses and induces a current. If you measure it across a high impedance then it looks like a voltage spike. If you measure it across a low impedance then it's not necessarily much of a spike. Ergo depends on load impedance.
2. SMPS designs are not necessarily noisier than linear power supplies. It's always a design trade off. In fact you see SMPS in all modern RF test gear which is generally far more sensitive and has far more bandwidth than anything back when linear supplies were common. Also there is a lot of noise coming off the diodes in a basic bridge rectifier as well! Noise is a whole-system design consideration that has to be made.
3. Don't use any LLMs for designing circuits. Please go read a book on it designed by experts, not stuff scraped from thousands of idiots. I've seen some horrible stuff out there.
4. I'm sure I'll come up with more over time.