I'm not even living a life of tech-bro luxury. I've got a mortgage, bills to pay, retirement to save for, groceries, transportation, etc that take a significant plurality of my take-home pay. Sure, my standard of living is a bit higher than average (I have a penchant for expensive bicycles...), but that doesn't add up to the pay cut I'd have to take to work at any salary grade besides the literal highest one.
I would adore working for the government on technology. I work at a non-profit for its social impact, and I can't see myself working in ads, ai, finance, or other place that doesn't contribute to the social good. I wouldn't expect to be paid at FAANG/MAMAA/whatever levels, but something competitive with what I see private companies offering would get me to sign up in (almost) an instant.
Maybe I'm missing something?