Chargers and payments are a solved problem. The charging ports are standardized (NACS in North America & Japan, GB/T in China, and CCS2 everywhere else). The protocols for automatic payment are also standardized. Some EVs made by other manufacturers lack support for the payment protocols, so Tesla has started rolling out credit card readers to their Supercharging stations as a fallback. So even if there's a new automatic payment standard, in the future you'll be able to use a credit card to pay.
The first generation Model S still works just fine at Superchargers. Any EV you buy today is even more likely to have support a decade from now.