I’ve worked at places that did both. Check your health plan. Most decent ones have mental health coverage.
Don’t let coverage stop you from getting help. From experience, there comes a point when staying just won’t be an option. Your body will make the decision for you.
I started a sabbatical right before all of the layoffs started. It was a little spooky at first but it was also the best decision I’ve ever made.
Also worth looking into taking medical leave. Easier if you’ve been speaking with a therapist and/or doctor who can help justify the leave. I almost did this but didn’t want any pressure to return.