Your simile doesn't work. One needs a driver's license to drive. One does not need a credit card to make purchases.
And getting card actually can be a bad financial decision as too many cards can negatively affect a credit score.
And getting card actually can be a bad financial decision as too many cards can negatively affect a credit score.
I pay my card off multiple times per month. They don't get a chance to charge me interest.
(Just checked and I have $300 worth of points waiting to be spent on travel. That's my upcoming Boston trip covered.)
The problem with debt-financed purchasing is that while it expands short-term options if not managed properly it can severely limit long-term options.
The fact that not having a credit card damages your credit score should be enough to make even semi-intelligent people realize that credit score is not a fair and equitable measure of one's ability to pay on time.