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>US companies must pay out vacation time when employment terminates

Doesn't that depend on the state?

It does, but I've never seen any company that doesn't pay for accrued time.

That's a choice the company makes in most states, though, meaning they can just as easily choose not to as choose unlimited vacation.

As I understand it, the company merely needs to be consistent. Either they pay everybody for their accrued time, or they pay nobody.

It does; didn't realize that but it makes sense