We were 34 when we had our firstborn, 38 for 2nd, waiting to be financially stable enough, be on the housing ladder etc, but now one of my wife's parents is elderly, the other is dead, one of mine is still working due to delayed state pension age, and the other is raising step grand-kids. Siblings emmigrated and live thousands of miles away so we're on our own in a country that does very little to help parents with astronomical childcare costs, some of the most expensive in Europe.
It's a system set up to prevent the next generation from existing, while at the same time the country that is literally rioting against the immigration needed to plug the gap. Sure, call it the "far right" but the sentiments are muttered by many more moderate voices.
I knew then what I know now, I'm not sure I'd make the same choice.