No. We have two kids and have been agreeing on a third. There are no rational arguments for another child: We will sacrifice sleep, money, self-entertainment. It always results in more work for parents.

Definitely. I believe most people would see the "wrong time" as lack of financial stability. Not being able to depend on a partner is a recipe for a broken family and not a very happy lifer for the child (first-hand experience).

Yeah. I was mostly directing that towards the "the world is going to shit" crowd. I'm also a part of that crowd, but it irks me when people think we're in a unique situation. The world's always been going to shit. It goes to shit in rather short cycles.