And remember we can't see chromosomes. You say this with apparent certainty:
>> Newborns with 5-ARD may, in the absence of sex testing, be erroneously observed to be female, and have this written on their birth documentation.
Who is to say that a baby born with female external genitalia is "erroneously" observed to be female? If we observed them to be male, how would that not be erroneous? Again: we don't observe chromosomes directly. The line between the categories of "male" and "female" we understand was drawn long before anyone knew anything about chromosomes and there is no reason why knowing that a majority but not all individuals in the male or female category have the same "chromosomes" (the same karyotype, really) should eliminate the criterion we used before that, i.e. external genitalia at birth.
In the same vein, who is to say that someone who was assigned female at birth, who grew up as a girl, socialised as a girl, grew up to be accepted as a woman by their entire society - was "erroneously" so?
I think that would be a very lazy attitude to adopt (no offense to you) and that we should instead be prepared to accept that sex determination is hard in the fringes where people are not like most of us and we shouldn't make absolute proclamations like "XY is male".
And we should not forget that telling a person who grew up as a woman that she is now a man, or that she is stripped of some of the natural rights of a woman, like competing in women's sports, is cruel and a form of violation. It's like a forced sex change, a forced intervention to a person's identity that they developed spontaneously by living the only life they have in the only body they have. We should tread very carefully when dealing with people with DSD, especially when it's all in the name of "fairness". Scientists certainly do and not for reasons of fairness but for reasons of accuracy.