Citation needed. I’d be shocked if the large majority of people taking out student loans aren’t over 18. And even if they are 18 when they take out their first one, they’re well over that as they continue to take them out for years.
That isn’t to say they aren’t predatory. But you don’t need to fudge the numbers to make your point seem stronger.
On another note, if anyone should be answering for these predatory practices it’s universities, not tax payers. They abuse the fact that student loans are government assured by upping tuition to absurd rates. Fuck them and their greed. Punish them for it, not everyone. I made it through college by going to a cheap university and working. My degree doesn’t carry the weight of someone who went to an absurdly expensive school, even if we got the same degree. Now I’m expected to pay for their degree after already paying for mine? Fuck that.