>regular Americans should be swimming in money
That's not how business works here. Money trickles up and people who worked to make it happen are living paycheck to paycheck. Only the business owners and the shareholders see any prosperity in that equation.
And not to sound too pessimistic, but many local governments would rather take the tax money and give it to Walmart, Cabelas, Sports stadium building rather than paying for stuff like school lunches or better teacher pay.